Residential Loans

Talk to Our Team

Whether you’re looking to purchase or refinance your dream home at Envision Lending, a team of experts will help you find financing solutions. Call or visit us and “Let’s Talk Real Estate Financing.”

Documents to Apply:

  1. Your social security card or ITIN card
  2. Current valid ID or passport
  3. Income documentation:
    • Recent pay stubs for the last current 30 days
    • Most recent last two years, W2s or 1099 forms
    • Last two years of federal personal & business tax returns (all pages)
  4. Assets
    • Recent two months of bank statements (all pages)
    • Recent 401k, Retirement Statements
    • Information on current debt, including car loans, student loans, and credit cards not listed on current credit report or after running credit.
Don’t have full documentation, don’t worry, we have alternative financing solutions. Call or visit us “Let’s Talk Real Estate Financing”.

Let’s Talk Financing that fits your needs.

Loan Programs:

Conventional
We offer flexible conventional loans that connect you to your financing goals and dreams of becoming a homeowner.
Federal Housing Administration (FHA)
If you’re not properly guided, getting approval for your FHA financing might seem like a complex process. At Envision Lending, our team of dedicated professionals will make obtaining your FHA loan effortless!
Jumbo/High Balance
– Don’t allow “conforming loan limit” to chase you away from your dream. At Envision Lending we are open to discussions in case you’re shopping for large a sum to finance your real estate investments. our Jumbo Mortgage Program will come in handy!
Veterans’ Administration (VA)
Are you a Veteran or a Service Member looking to own your dream home? Are you thinking of leveraging your veteran loan benefits to buy your dreamhome? If your answers to these questions are yes, Envision Lending has all the solutions. Our highly motivated
United States Department of Agriculture (USDA)
Are you planning to buy a home in the countryside? Do you need a comprehensive guide on how to secure a USDA loan? Envision Lending is your solution. We can help you become a homeowner through our USDA loan program.
ITIN Loan
Don’t have a Social Security? are you a nonresidential buyer? Have an ITIN? no worries Envision Lending has a program for you as well. Call us so that we can help you with obtaining your dream home.